Home / Used Under 20K

Shopping for used cars under $20,000 in the Bellingham, WA area? With our trustworthy sales team, we make it easy to find and shop for a dependable vehicle that fits your lifestyle and your budget. Our selection of affordable used and certified pre-owned cars offer great value for Bellingham drivers, including fuel-efficient sedans, versatile SUVs, compact crossovers, and reliable commuter vehicles. Each model is inspected for quality, safety, and long-term dependability, so you can shop with confidence.

Whether you’re a first-time buyer, a student at Western Washington University, or simply looking to save on your next vehicle, our budget-friendly used cars provide options for every need. Financing and leasing options are also available at our dealership.

Browse our fantastic inventory of used vehicles under $20,000 online, then visit Bellingham Ford for a test drive.Ā 

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30 vehicles found
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Ext: Kinetic Blue Metallic
Int: Jet Black

Stock #: 05004

77,709 mi.

Market Price
$11,200
Dealer Discount
-$205
B'ham Special
$10,995
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Ext: Taffeta White
Int: Gray

Stock #: 05038

95,730 mi.

Market Price
$13,999
Dealer Discount
-$2,004
B'ham Special
$11,995
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Ext: Pacific Blue
Int: Black

Stock #: 04996

133,848 mi.

Market Price
$18,999
Dealer Discount
-$6,004
B'ham Special
$12,995
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Ext: Modern Steel Metallic
Int: Gray

Stock #: 05097

126,474 mi.

Market Price
$14,983
Dealer Discount
-$1,365
B'ham Special
$13,618
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Ext: Dazzling White
Int: Gray

Stock #: 05091P

80,323 mi.

Market Price
$14,971
Dealer Discount
-$1,083
B'ham Special
$13,888
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Ext: Pearl White
Int: Graphite

Stock #: 05015

112,161 mi.

Market Price
$17,195
Dealer Discount
-$2,195
B'ham Special
$15,000
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Ext: Sparkling Silver
Int: Satin Black

Stock #: 05041K

68,585 mi.

Market Price
$16,820
Dealer Discount
-$1,499
B'ham Special
$15,321
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Ext: Bright White Clear Coat
Int: Black

Stock #: 05026

52,193 mi.

Market Price
$18,999
Dealer Discount
-$2,793
B'ham Special
$16,206
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Ext: Ingot Silver
Int: Ebony

Stock #: 05083P

82,801 mi.

Market Price
$17,811
Dealer Discount
-$1,566
B'ham Special
$16,245
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Ext: Crystal Black Silica
Int: Black with Orange Stitching

Stock #: 05069

96,956 mi.

Market Price
$18,599
Dealer Discount
-$1,604
B'ham Special
$16,995
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Ext: Black Clear Coat
Int: BLACK

Stock #: 04937

75,697 mi.

Market Price
$22,999
Dealer Discount
-$5,499
B'ham Special
$17,500
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Ext: Platinum Gray Metallic
Int: Titan Black

Stock #: 05067P

41,731 mi.

Market Price
$20,795
Dealer Discount
-$2,146
B'ham Special
$18,649
Finance Terms
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$0
Trade-in Value:
Payoff amount:
Additional down:
Finance Rate (APR)
radio_button_checked radio_button_unchecked Rate based on Estimated Credit Score
5.71%
6.64%
9.41%
12.61%
15.29%
18.45%
radio_button_checked radio_button_unchecked Custom Rate
%
 
Payment or price based on amount financed for Term (Months) and Finance Rate (APR) estimated on average for the credit score input by customer using the site calculator. These calculators are for illustration purposes only and do not include license and title fees, additional or optional charges associated with the sale and/or financing of the vehicle. Terms may not represent actual available credit terms. Credit score is not the only factor determining Finance Rate. We encourage you to seek advice from qualified financial service professionals regarding all your personal finance needs.

Used Vehicles under $20,000

FAQs About Used Vehicles Under $20,000 in Bellingham, WA

Q: What qualifies a vehicle for the under-$20,000 inventory at Bellingham Ford?

A: Every used vehicle under $20,000 is inspected for quality, safety, and reliability. We ensure each model meets our standards for condition and performance, giving customers confidence in their budget-friendly purchase.

Q: Are vehicles under $20,000 still dependable?

A: Yes. Our under-$20K used vehicles are carefully evaluated to ensure dependable performance. Many models include service history, detailed inspections, and added benefits for long-term value.

Q: Do used vehicles under $20,000 come with warranties?

A: Select used vehicles under $20,000 may include limited warranties or optional protection plans. Ask our team about warranty-eligible models and available coverage options.

Q: Can I trade in my current vehicle toward a used car under $20,000?

A: Absolutely! Bellingham Ford offers competitive trade-in values to help you upgrade affordably. Your trade-in can often significantly reduce the price of a vehicle under $20K.

Q: What types of used vehicles under $20,000 are available?

A: Our inventory includes affordable cars, trucks, and SUVs from Ford and other trusted brands. We update our under-$20K selection frequently, ensuring a wide range of options for every budget.

Q: How often is the under-$20,000 inventory updated?

A: We update our used vehicle inventory daily. Checking back regularly—or contacting our sales team—helps you find the best deals before they’re gone.

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