Home / Used Under 20K

Shopping for used cars under $20,000 in the Bellingham, WA area? With our trustworthy sales team, we make it easy to find and shop for a dependable vehicle that fits your lifestyle and your budget. Our selection of affordable used and certified pre-owned cars offer great value for Bellingham drivers, including fuel-efficient sedans, versatile SUVs, compact crossovers, and reliable commuter vehicles. Each model is inspected for quality, safety, and long-term dependability, so you can shop with confidence.

Whether you’re a first-time buyer, a student at Western Washington University, or simply looking to save on your next vehicle, our budget-friendly used cars provide options for every need. Financing and leasing options are also available at our dealership.

Browse our fantastic inventory of used vehicles under $20,000 online, then visit Bellingham Ford for a test drive.Ā 

Read Less Read More
30 vehicles found
Results
Filters
Saved
Compare
Condition
Makes
Body Type
Years
Colors
Exterior
Interior
Price
More Filters
MPG
City
Highway
Combined
Mileage
Drivetrain
Engine
Transmission
Fuel Types
Seating
Features
Fewer Filters
Clear Filters
Saved Vehicles
Compare
star_border star
check_box_outline_blank check_box
Compare
Ext: BLUE METALLIC
Int: Ebony

Stock #: 05080

130,558 mi.

Market Price
$22,751
Dealer Discount
-$3,756
B'ham Special
$18,995
star_border star
check_box_outline_blank check_box
Compare
Ext: Oxford White
Int: Medium Earth Gray

Stock #: 05017

87,761 mi.

Market Price
$25,443
Dealer Discount
-$6,448
B'ham Special
$18,995
star_border star
check_box_outline_blank check_box
Compare
Ext: SUMMIT WHITE
Int: MEDIUM PEWTER

Stock #: 05074K

97,829 mi.

Market Price
$28,345
Dealer Discount
-$8,580
B'ham Special
$19,765
star_border star
check_box_outline_blank check_box
Compare
Ext: Gun Metallic
Int: Charcoal

Stock #: 05092P

54,184 mi.

Market Price
$21,032
Dealer Discount
-$1,202
B'ham Special
$19,830
star_border star
check_box_outline_blank check_box
Compare
Ext: Red Multi-Coat
Int: Black

Stock #: 04971K

49,563 mi.

B'ham Special
$19,991
star_border star
check_box_outline_blank check_box
Compare
Ext: Oxford White
Int: Medium Light Stone

Stock #: 05046

120,000 mi.

Market Price
$10,495
Dealer Discount
-$1,504
B'ham Special
$8,991
Finance Terms
cancel
Down payment add_circle remove_circle
$0
Trade-in Value:
Payoff amount:
Additional down:
Finance Rate (APR)
radio_button_checked radio_button_unchecked Rate based on Estimated Credit Score
5.71%
6.64%
9.41%
12.61%
15.29%
18.45%
radio_button_checked radio_button_unchecked Custom Rate
%
 
Payment or price based on amount financed for Term (Months) and Finance Rate (APR) estimated on average for the credit score input by customer using the site calculator. These calculators are for illustration purposes only and do not include license and title fees, additional or optional charges associated with the sale and/or financing of the vehicle. Terms may not represent actual available credit terms. Credit score is not the only factor determining Finance Rate. We encourage you to seek advice from qualified financial service professionals regarding all your personal finance needs.

Used Vehicles under $20,000

FAQs About Used Vehicles Under $20,000 in Bellingham, WA

Q: What qualifies a vehicle for the under-$20,000 inventory at Bellingham Ford?

A: Every used vehicle under $20,000 is inspected for quality, safety, and reliability. We ensure each model meets our standards for condition and performance, giving customers confidence in their budget-friendly purchase.

Q: Are vehicles under $20,000 still dependable?

A: Yes. Our under-$20K used vehicles are carefully evaluated to ensure dependable performance. Many models include service history, detailed inspections, and added benefits for long-term value.

Q: Do used vehicles under $20,000 come with warranties?

A: Select used vehicles under $20,000 may include limited warranties or optional protection plans. Ask our team about warranty-eligible models and available coverage options.

Q: Can I trade in my current vehicle toward a used car under $20,000?

A: Absolutely! Bellingham Ford offers competitive trade-in values to help you upgrade affordably. Your trade-in can often significantly reduce the price of a vehicle under $20K.

Q: What types of used vehicles under $20,000 are available?

A: Our inventory includes affordable cars, trucks, and SUVs from Ford and other trusted brands. We update our under-$20K selection frequently, ensuring a wide range of options for every budget.

Q: How often is the under-$20,000 inventory updated?

A: We update our used vehicle inventory daily. Checking back regularly—or contacting our sales team—helps you find the best deals before they’re gone.

Ā