Home / Used Under 20K

Shopping for used cars under $20,000 in the Bellingham, WA area? With our trustworthy sales team, we make it easy to find and shop for a dependable vehicle that fits your lifestyle and your budget. Our selection of affordable used and certified pre-owned cars offer great value for Bellingham drivers, including fuel-efficient sedans, versatile SUVs, compact crossovers, and reliable commuter vehicles. Each model is inspected for quality, safety, and long-term dependability, so you can shop with confidence.

Whether you’re a first-time buyer, a student at Western Washington University, or simply looking to save on your next vehicle, our budget-friendly used cars provide options for every need. Financing and leasing options are also available at our dealership.

Browse our fantastic inventory of used vehicles under $20,000 online, then visit Bellingham Ford for a test drive.Ā 

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31 vehicles found
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Ext: Pepper White

Stock #: 04960

132,247 mi.

Market Price
$7,495
Dealer Discount
-$1,273
B'ham Special
$6,222
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Ext: Clear White
Int: Beige

Stock #: 04962

102,052 mi.

Market Price
$8,921
Dealer Discount
-$2,171
B'ham Special
$6,750
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Ext: Evening Black
Int: Midnight Black

Stock #: 04735P

104,896 mi.

Market Price
$14,724
Dealer Discount
-$7,729
B'ham Special
$6,995
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Ext: Electric Blue
Int: Black

Stock #: 05057K

139,469 mi.

Market Price
$9,651
Dealer Discount
-$1,702
B'ham Special
$7,949
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Ext: Galactic Gray
Int: Black

Stock #: 04995

111,552 mi.

Market Price
$10,470
Dealer Discount
-$2,307
B'ham Special
$8,163
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Ext: Navy Blue
Int: Almond

Stock #: 05052

158,532 mi.

Market Price
$10,741
Dealer Discount
-$1,876
B'ham Special
$8,865
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Ext: Tuxedo Black
Int: Charcoal Black

Stock #: 05102

63,123 mi.

Market Price
$9,999
Dealer Discount
-$1,032
B'ham Special
$8,967
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Ext: Cuvee Silver Metallic
Int: Black

Stock #: 04944

116,800 mi.

Market Price
$14,871
Dealer Discount
-$5,471
B'ham Special
$9,400
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Ext: Marine Blue Pearl
Int: Black

Stock #: 05104

100,084 mi.

Market Price
$10,999
Dealer Discount
-$1,321
B'ham Special
$9,678
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Ext: Newport Blue Pearl
Int: Desert Beige

Stock #: 04999P

90,152 mi.

Market Price
$12,999
Dealer Discount
-$3,100
B'ham Special
$9,899
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Ext: Super Black
Int: Charcoal

Stock #: 05043

80,464 mi.

Market Price
$11,999
Dealer Discount
-$2,001
B'ham Special
$9,998
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Ext: Bright White Clear Coat
Int: Black

Stock #: 05061K

165,735 mi.

Market Price
$10,987
Dealer Discount
-$787
B'ham Special
$10,200
Finance Terms
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$0
Trade-in Value:
Payoff amount:
Additional down:
Finance Rate (APR)
radio_button_checked radio_button_unchecked Rate based on Estimated Credit Score
5.71%
6.64%
9.41%
12.61%
15.29%
18.45%
radio_button_checked radio_button_unchecked Custom Rate
%
 
Payment or price based on amount financed for Term (Months) and Finance Rate (APR) estimated on average for the credit score input by customer using the site calculator. These calculators are for illustration purposes only and do not include license and title fees, additional or optional charges associated with the sale and/or financing of the vehicle. Terms may not represent actual available credit terms. Credit score is not the only factor determining Finance Rate. We encourage you to seek advice from qualified financial service professionals regarding all your personal finance needs.

Used Vehicles under $20,000

FAQs About Used Vehicles Under $20,000 in Bellingham, WA

Q: What qualifies a vehicle for the under-$20,000 inventory at Bellingham Ford?

A: Every used vehicle under $20,000 is inspected for quality, safety, and reliability. We ensure each model meets our standards for condition and performance, giving customers confidence in their budget-friendly purchase.

Q: Are vehicles under $20,000 still dependable?

A: Yes. Our under-$20K used vehicles are carefully evaluated to ensure dependable performance. Many models include service history, detailed inspections, and added benefits for long-term value.

Q: Do used vehicles under $20,000 come with warranties?

A: Select used vehicles under $20,000 may include limited warranties or optional protection plans. Ask our team about warranty-eligible models and available coverage options.

Q: Can I trade in my current vehicle toward a used car under $20,000?

A: Absolutely! Bellingham Ford offers competitive trade-in values to help you upgrade affordably. Your trade-in can often significantly reduce the price of a vehicle under $20K.

Q: What types of used vehicles under $20,000 are available?

A: Our inventory includes affordable cars, trucks, and SUVs from Ford and other trusted brands. We update our under-$20K selection frequently, ensuring a wide range of options for every budget.

Q: How often is the under-$20,000 inventory updated?

A: We update our used vehicle inventory daily. Checking back regularly—or contacting our sales team—helps you find the best deals before they’re gone.

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